AUTOMOBILE INSURANCE IS MANDATORY IN QUEBEC WHETHER YOU OWN, FINANCE OR LEASE YOUR NEW OR USED VEHICLE.
Whatever your situation, your motor vehicle is an important asset which must be insured at its fair value. Your AssurExperts broker wants to properly protect your vehicle and will offer you the best coverage according to your needs and how you use your vehicle. Because although the basic coverages are the same for everyone, taking advantage of the many discounts offered by insurers and choosing the right deductible will help you get the best premium according to your situation.
Several additional coverages can be added to your automobile insurance policy in order to maximize the value of your property in the event of accident, theft or vandalism:
Replacement cost coverage (FAQ 5)
Loss of use endorsement (FAQ 20a)
Waiver of depreciation in the event of a partial or total loss (FAQ 43a and FAQ 43d)
Liability for damage to non-owned vehicles (FAQ 27)
This doesn’t take into account any additional discounts to which you may be entitled, such as discounts based on your profession, for having a good driving record, for insuring more than one vehicle with the same insurer, for having an anti-theft or tracking system on your vehicle and an additional discount if you combine your residential insurance with your auto insurance.
Your AssurExperts broker does business with several insurers, asks questions likely to help you benefit from all the discounts available and will be available in the event of a loss.